1. Acceptance of Terms

By using our services, you agree to these Terms and Conditions, along with our Privacy Policy. If you do not agree with any part of these terms, please discontinue the use of our website and services.

2. Services Offered

Clear Paths Finance provides financial advisory, debt settlement, loan restructuring, credit clearance, and legal assistance for loan defaulters. Our services are informational and advisory and should not be considered financial or legal guarantees.

3. Eligibility

To use our services, you must:

• Be at least 18 years old.
• Provide accurate and truthful financial and personal details.
• Not engage in fraudulent or illegal activities using our platform.

We reserve the right to refuse service to anyone at our discretion.

4. User Responsibilities

When using our website and services, you agree:

• To provide accurate and up-to-date information.
• Not to use our services for fraudulent, unlawful, or abusive purposes.
• Not to attempt unauthorized access, hacking, or disrupting our systems.
• To comply with all applicable laws and financial regulations.

Failure to adhere to these responsibilities may result in service termination.

5. Fees & Payments

• Some of our financial services may require fees, which will be clearly communicated before engagement.
• Payments must be made through approved methods (bank transfer, online payment, etc.).
• We do not offer refunds once services are rendered unless explicitly stated.

6. Limitation of Liability

• Clear Paths Finance provides financial guidance but does not guarantee debt settlements, loan approvals, or credit improvements.
• We are not liable for losses, damages, or financial decisions made based on our advice.
• Our website may contain third-party links, and we do not control or endorse external content.

7. Intellectual Property

• All website content, logos, and service materials are the intellectual property of Clear Paths Finance.
• You may not copy, reproduce, or distribute our content without prior written consent.

8. Confidentiality & Privacy

• We maintain strict confidentiality of client data.
• Your information is handled as per our Privacy Policy.
• We do not sell or misuse personal or financial data.

9. Termination of Services

We reserve the right to suspend or terminate your access to our services if:

• You violate these Terms and Conditions.
• You provide false or misleading information.
• There is suspected fraudulent activity.

Termination may be done without prior notice in serious cases.

10. Dispute Resolution

• Any disputes arising from these Terms shall be resolved through negotiation first.
• If unresolved, disputes will be handled under the legal jurisdiction of [Your Jurisdiction].

11. Changes to Terms

Clear Paths Finance reserves the right to modify these Terms and Conditions at any time. Updates will be posted on this page with the revised Effective Date. Continued use of our services indicates acceptance of the updated terms.